What the video says
- If your parent needs home care, but their income is a little too high for Medicaid, you are not stuck.
- Medicaid calls the extra amount a surplus, or a spend-down. Normally you would hand it to Medicaid every month.
- A pooled income trust is another way. The surplus goes into your own account at ECS instead. Medicaid does not count it, so your coverage stays.
- From that account we pay your bills. Rent, utilities, phone. Set a monthly bill once and it is handled every month.
- Money can go on a prepaid Visa card for day-to-day spending, anywhere Visa is accepted except for the things the trust cannot pay for, and you can see everything in your online portal, any hour.
- You do not have to figure out the forms. We fill them in with you, by phone, by mail, in person or at your home. We file the trust with Medicaid and follow up until it is approved. We move fast.
- Our fees are simple and published. Ten percent of each deposit, with a minimum and a maximum, a yearly fee, and a one-time enrollment fee that we waive if you switch from another trust.
- A person picks up, and it costs nothing. Call or text 718-701-7777. ECS Trust. Our clients are our priority.