How can we help?
Already a member? Client portal ›
How it works, in one example
- Your monthly income
- $2,100
- 2026 Medicaid limit for one person
- $1,856
- Goes into your trust account each month
- $244
- Each month the $244 goes into your own account, not to Medicaid.
- Medicaid reviews and approves the trust paperwork, then counts you as under the limit, so your home care continues.
- We pay your rent, utilities and other bills from the account.
For a couple the limit is $2,509. Medicaid sets your exact amount; we work it out with you on the first call. Estimate yours ›
We work out your number on the first call. A person picks up.
What your account pays for
- HomeRent, mortgage, utilities, phone.
- HealthCopays, medical equipment, transport to appointments.
- EverydayGroceries, clothing, and a Visa card you can use anywhere Visa is accepted, except for the things the trust cannot pay for.
- Getting aroundCar costs, transit, taxis.
Not sure about a bill? Ask us. What the trust does not pay for ›
What it costs
- Monthly
- 10% of your deposit, at least $35, at most $300
- Each year
- $150
- To join
- Usually $300, once. Waived when you switch.
In the example: 10% of $244 is $24.40, so you pay the $35 minimum. Every client signs a fee schedule when they join, and that schedule is the final word. The four steps to join ›