ECS Trust

Switching from another pooled trust

Unhappy with your pooled trust? Switching is three steps.

No enrollment fee, no missed month. We handle the move with you.

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  • Written into New York and federal law
  • Hundreds of New York families
  • Fees shown up front
  • Home visits
  • A person answers
  • A Visa card you can use
  • Your account online
An older couple going through paperwork with an advisor at a table

You can switch pooled income trusts. You contact us, close your old account the way your old trust asks, get your final verification of deposit from them, and join ECS without missing a monthly deposit. Because you have already paid an enrollment fee to your previous trust, we waive ours.

The three steps

  1. Contact ECS. Tell us what is not working with your current trust. A person picks up, and we tell you exactly what to do.
  2. Close your old account. Ask your current pooled trust how to close it so that no income is left behind. Get your final verification of deposit from them. You will need it for your Medicaid review, along with the ones you receive from ECS.
  3. Join ECS. We waive the enrollment fee. We set up a new account for you, and so that Medicaid coverage does not have a gap, your monthly surplus goes into your ECS account the following month.

We work out your number on the first call. A person picks up.

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The one rule: do not miss a deposit during the move. Medicaid covers a month only if the right amount was deposited for it.

Who this helps

People who wait a long time for answers, whose bills are paid late, or who want someone who knows their case to call. We cannot speak for how any other trust runs. We can tell you how we work, in the monthly steps.

Common questions

Can I switch pooled income trusts in New York?

Yes. You close your old account, keep your final verification of deposit, and join the new trust without missing a monthly deposit.

Will switching put my Medicaid at risk?

Not if there is no gap in deposits. Make sure the right amount goes in every month during the move, and we will tell you exactly which month goes where.

Do I pay an enrollment fee again?

No. ECS waives the enrollment fee when you switch, because you already paid one to your previous trust.

All the questions people ask us, answered.

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Not sure it fits you? Call. A person picks up.

Monday to Thursday 9 to 5, Friday 9 to 12 in winter and 9 to 1 in summer, Eastern.

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Call 718-701-7777 or email info@ecstrust.org.

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